Our services

Lenders who outsource mortgage post-closing services can often cut costs and improve productivity. Mortgage processing partners like Clarifii have a deep understanding of compliance and regulatory issues and can prove highly advantageous to lenders.

At Clarifii, we review mortgage loans to confirm they comply with all credit guidelines alongside federal, state, and local laws. Our approach to loan diligence allows for customized solutions that meet client requirements and all business models. As volumes fluctuate month to month, Clarifii also offers a variable model so that clients can control costs.

Credit and Valuation Review

This evaluation is an independent loan-level review of your closed loans against investor and agency guidelines. Clarifii's mortgage loan underwriting team validates guidelines, key data points, and required loan documentation. We work closely with clients to satisfy deficiencies discovered during the review process for internal client or investor requirements.

Compliance Review

This audit is a loan-level review of your closed loans against applicable laws and guidelines. We advise clients of deficiencies and methods for correction where applicable. 

Loan Delivery and Reporting

Clarifii obtains all mortgage loan files and data validation tapes through a secure portal. Upon completion of loan file reviews, results are made available. Additional results are released as curative items are reviewed. Our reporting allows for easy sorting to address deficiencies and offers insight into potential trends.

At Clarifii, we deliver innovative business and technology solutions that transform business. Our third-party securitization concentrates all of your data in one place for testing and notification of any potential problems with loans. Together, we address errors early in the process and increase bandwidth and efficiency.

Secure Portal

Clarifii's client portal access provides secure data transfer, loan documents, and reporting. Our portal delivers an interactive solution for solving deficiencies uncovered during due diligence, a real-time view of pipeline status, and access to relevant reporting.

Securitization Services

Clarifii services include preparing securitization reporting and reliance letters, along with necessary reporting, attestations, and certifications to complete SEC filing requirements.